PENGARUH LITERASI KEUANGAN SYARI'AH DAN SHARI'AH GOVERNANCE TERHADAP KEPUTUSAN MASYARAKAT DALAM MENGGUNAKAN JASA PERBANKAN SYARIAH KEC MEDAN POLONIA

Abstract

Abstract This study aims to analyze the effect of Islamic financial literacy and sharia goveThis study aims to analyze the effect of Islamic financial literacy and sharia governance of community decisions in using sharia banking district of Medan Polonia. Variables used in this study namely, Islamic financial literacy (X1) and Islamic governance (X2) towards Community Decisions (Y). This study uses an approach quantitative research. The data used in this research are primary data, Respondents who were sampled in this study were 30 people. Method used is multiple linear regression analysis with the help of SPSS to get an overview of the relationship between one variable with other variables. The results of the research show that variable Islamic financial literacy partially has a positive and significant influence on community decisions. Sharia governance partially does not have significant influence on community decisions. Islamic financial literacy and shariah governance simultaneously have a positive and significant effect on people desicionsin using islamic banking Keywords: Islamic Financial Literacy, Sharia Governance, and Decision in Using Islamic Banking Kec.Medan Polonia