PENGARUH PENDAPATAN NASABAH TERHADAP PEMBIAYAAN USAHA MIKRO KECIL MENENGAH PADA LEMBAGA KEUANGAN SYARI’AH BANK WAKAF MIKRO DI PONDOK PESANTREN MAWARIDUSSALAM

Abstract

ABSTRACT The presence of Micro Waqf Bank is a comprehensive support in an effort to encourage economic strengthening of the community and MSMEs that are constrained by access to funding to financial institutions Therefore, we must know what is the effect of customer income and how customer income on micro, small and medium enterprise financing at the Sharia Financial Institution Micro Waqf Bank at Mawaridussalam Islamic Boarding School.To find out the effect of customer income on BWM Micro, Small and Medium Enterprise financing and for knowing the financing of micro, small and medium enterprises at the Sharia Financial Institution of Micro Waqf Bank at the Mawaridussalam Islamic Boarding School. This study uses descriptive quantitative methods Based on the results of the study shows that customer income affects financing at micro waqf bank shari'ah financial institutions and based on the results of hypothesis testing shows that customer income affects financing at micro waqf bank shari'ah financial institutions. So the following conclusion can be drawn: That poverty is not created by the poor themselves, but the institutions and policies that surround them. Charity is not the solution to poverty because it will lead to dependence. Thus emerged the Micro Waqf Bank Institution with the Grameen Bank System does not believe that there is a difference between the ability of the poor and others Keywords : Revenue, Financing, Micro, Small and Medium Enterprises